A partnership on course for growth: Nepting & SRC
Nepting SAS was founded in September 2012 by Martine Aubry, Jean-Paul Dalmas, Jean-François Cotte and Frédéric Renault in Montpellier, France. Their shared vision was that payment acceptance should be based on secure technology while being agile and open.
Since then, Nepting has established itself as an innovative payment service provider that integrates a variety of payment methods – from national cards and international payment brands to the German girocard – and always remains open to new developments.
It was clear from the start that there would be challenges:
- Variety of payment systems:Carte Bancaire, international cards, girocard – each system with its own rules.
- Complexity of the regulations:Different standards, test procedures and checks are required for each procedure.
- Speed:If you want to win the race, you can’t afford lengthy certification processes.
This raises the question: How many tests need to be carried out? Which standards are essential? And how can all this be achieved without months of delays?
The start of the collaboration
Nepting began working with SRC in 2014. The first joint task: PCI DSS certifications and software security consulting. This was the starting point for a long-term partnership that has continued to develop step by step to this day.
The shared journey in milestones
- 2014/15: First PCI DSS certification and consulting on software security
- 2020 to 2023: Establishment of a PCI P2PE solution – secure end-to-end encryption and reduction of risks and audit effort for connected merchants
- 2023: PCI PIN – Proof of special PIN protection
- Since 2023: Work on girocard approval with regard to security assessments and Nexo certification – facilitating the acceptance of German payment cards
- Since 2023: Working on a PCI MPoC solution – Mobile Payment on commercial off-the-shelf devices (COTS) – the next step towards easier payment acceptance with cell phones and tablets
- Since 2024: Work on PCI 3DS – confirmation of strong customer authentication in e-commerce
This journey will continue as safety is continuously reviewed.
Each of these steps not only involved technical certification, but also gave Nepting access to new markets, partners and dealer groups – always with the certainty that their solutions meet the highest security standards. For Nepting, this continuous process eliminates the nerve-wracking juggling between different providers and certification bodies.
Jean-François Cotte, Director R&D at Nepting:
“Thanks to SRC’s support and experience as a partner, we can handle regulatory requirements with confidence because SRC understands the way we work. This enables us to obtain all the certifications we are aiming for. This helps us to develop quickly and in line with the market.”
Why is SRC the decisive factor?
For Nepting, it was crucial to have a partner that offered more than standardized checklists. SRC understands the company’s goals: to implement innovations quickly, integrate new payment methods and ensure compliance at the same time.
The added value lies in the combination of consulting and auditing – and in the fact that SRC can offer support for all relevant PCI standards and girocard certification from a single source. This reduces complexity, creates synergies and saves time.
SRC also has various strengths, e.g.
- Technical know-how:SRC combines technical expertise and accreditations for all relevant standards.
- Market knowledge:SRC understands the special features of European payment transactions like no other.
- Holistic approach:Consulting, testing and approvals are efficiently integrated – this saves time and avoids errors.
The added value: What companies can learn from Nepting
Nepting’s success illustrates an important principle for payment service providers: embedding security and compliance in innovation creates trust and promotes growth. SRC is the comprehensive partner for this and accelerates joint development in the market.
Practical tips for everyone:
- Early planning
- Utilization of synergies between national and international processes
- Communicating security and regulatory compliance as an active competitive advantage
Safely into the future: the journey continues
The payments market remains on the move: Whether EPI, digital wallets or new regulations – payment service providers (PSPs) that are both flexible and secure score points with customers and regulators alike. Nepting’s success shows that with the right partner, complexity can be transformed into reliable, market-ready solutions – and lasting trust can be built.
Today, Nepting is an established player in European payment transactions – and just as agile as it was on day one. The company remains open to new technologies and developments in the market.
SRC has accompanied this journey for over ten years and will continue to ensure that innovations are implemented with the highest level of security and regulatory compliance right from the start. This creates lasting trust with customers, partners and regulatory authorities.
This is how a complex project becomes a real success story: Nepting grows with confidence and SRC at its side as an enabler.
