Payment 2030

Payment 2030 — The study on the future of payment in Germany

With the support of Z_Punkt — The Foresight Company, SRC has prepared the study Payment 2030. This study deals with the future of payment in Germany. It is the contin­u­ation of the study on Payment 2025 initiated in 2015. Besides updating the scenarios considered in 2015, the study primarily examines options for action for account-holding insti­tu­tions that arise with regard to the payment process of the future. The basis for this is a compre­hensive analysis of the trends and devel­op­ments already emerging today.

The study Payment 2030 addresses many questions: In what way have the relevant framework condi­tions changed compared to the previous study? How can account-holding insti­tu­tions react to new market partic­i­pants? What do innov­ative solutions in payment traffic look like? What new revenue sources and value-added services are conceivable? And what oppor­tu­nities and neces­sities for cooper­ation with partners within and outside the banking industry will arise in order to be prepared for “Payments 2030”?

Numerous experts from the banking industry, retail and technology providers were involved in the prepa­ration of the study. In this way, the horizon of the study was broadened and a broad spectrum of potential devel­op­ments was covered.

SRC provides you with the study Payment 2030 free of charge. Please under­stand the study as an invitation for dialogue. Therefore, we are looking forward to your comments, questions and sugges­tions. Please write to us at

The study is available for download free of charge in German and English. Print copies are only available in German. They can be requested free of charge by stating the shipping address.


Transfer- und Perspektivworkshops

  • The key findings of the study Payment 2030
  • Discursive exami­nation of the proposed strategic direc­tions and recommendations.
  • Valuable impulses and orien­tation for your strategy development.

This workshop is a joint offer by SRC Security Research & Consulting and Z_punkt The Foresight Company.