Secure acceptance of girocards on the smartphone
AppPOS turns the smartphone into a POS terminal: The mobile payment solution for the girocard system enables contactless girocard payments without the need for additional hardware. As a further development of TOPP (Terminal Without Pin Pad), AppPOS offers a secure and flexible alternative to traditional payment terminals – including PIN entry for higher amounts.
SRC supports you with comprehensive testing procedures to certify your AppPOS solution to the highest security standards.
What is AppPOS?
AppPOS is the mobile POS solution for the girocard system and the counterpart to PCI MPoC, which was developed for credit card payments. An app on a standard smartphone replaces the classic payment terminal and enables the secure acceptance of contactless girocard payments – even for amounts above the CVM limit.
While traditional payment terminals use hardware security measures to protect transactions, with AppPOS the app’s software handles all security-critical functions.
The following measures are integrated to ensure maximum safety:
- Checking the execution environment on the mobile device
- Protection against reverse engineering & app manipulation
- Secure execution & processing of payment data
Our services
✔ Comprehensive audit & certification
We guide you through the entire certification process – from the initial analysis to the presentation to the German Banking Industry (DK) security task force.
✔ Technical evaluation & security testing
Our tests cover all security-critical areas, including software integrity, protection of payment data and monitoring of the app execution environment.
✔ Regulatory & organizational checks
In addition to the app, the secure components in the backend and the operating environment are also checked for compliance with regulatory requirements.
✔ Everything from a single source
SRC combines expertise in IT security, payment transactions and certification – for efficient and transparent certification.
Why SRC?
Many years of experience – We are experts in testing and evaluating payment systems.
Recognized test laboratory – Our services meet the highest standards and are internationally recognized.
Efficient processes – Our structured approach minimizes delays and optimizes the certification process.
Secure your AppPOS certification with a reliable partner – contact us for a non-binding consultation!